Late Payments, Credit Scores and Credit Reports

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]

Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.

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100 Birthday Freebies ~~ Celebrate WIth Free Stuff in 2021!

When it’s your birthday, the last thing you should do is pay for stuff. So here’s a list of 100+ birthday freebies and deals for the best birthday ever!

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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By: Kylee Dennis

I took out a credit card 4 years ago. At the time I had a job. A few months later I ended up getting pregnant and my morning sickness was so bad 24/7 I had lost my job, then was put on bed rest for my last 4 months of my pregnancy. After my daughter was born I could not afford daycare and my significant other made to much to get state assistance. I wasn't able to pay back my credit card debt.it went into collections in 2013. I have not received any paperwork on the credit card or collection agency since early 2014. Now I received a paper in the mail for a summons to appear in court. I am still not working and have no income to pay for this and my boyfriend doesn't make enough to help pay. I also have no family to help me. What should I do?

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How Long Do Hard Inquiries Stay on Your Credit Report?

Your credit report offers valuable insight into your financial history and affects most of your financial future. Everything from whether you get approved for a mortgage to what your credit card interest rate will be balances on your credit score. Negative information on your credit report can be detrimental for years. Wonder how long hard inquiries stay on your credit report?… Read More

The post How Long Do Hard Inquiries Stay on Your Credit Report? appeared first on Credit.com.

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No-credit-check Apartments: How To Rent An Apartment With No Credit History

These days, a good credit score is a requirement for everything from buying a home to setting up a cell phone contract. In many cases, it’s also a necessity if you want to rent an…

The post No-Credit-Check Apartments: How to Rent an Apartment With No Credit History appeared first on Crediful.

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How To Freeze Your Credit After The Equifax Hack

Here’s how you can freeze your credit to avoid fraudulent activity. This is especially important after a hack like the one experienced by Equifax recently.

The post How To Freeze Your Credit After The Equifax Hack appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

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How to Get Approved for Credit in a Financial Downturn

In a recession it’s common for many people to rely on credit cards and loans to balance their finances. It’s the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]

The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.

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National Get Smart About Credit Day

Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldn’t be utilized. While some were privileged enough to understand the…

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The post National Get Smart About Credit Day appeared first on MintLife Blog.

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How to Build Credit with Fingerhut

If you’ve been wanting to make a big purchase, but your credit is less than spectacular, you might have looked into Fingerhut as an option.  Fingerhut is an online catalog and retailer that showcases a multitude of products. On this website, customers can shop for anything from electronics to home décor to auto parts. Fingerhut […]

How to Build Credit with Fingerhut is a post from Pocket Your Dollars.

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New PUA Rules: Don’t Miss These Unemployment Deadlines

The second stimulus package is tightening the rules for millions of gig workers, independent contractors and self-employed workers receiving unemployment aid. On Dec. 27, the $900 billion stimulus package extended Pandemic Unemployment Assistance, a critical benefits program for folks who don’t typically qualify for regular unemployment aid. The deal lengthened PUA benefits for at least […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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