How Long Do Hard Inquiries Stay on Your Credit Report?

Your credit report offers valuable insight into your financial history and affects most of your financial future. Everything from whether you get approved for a mortgage to what your credit card interest rate will be balances on your credit score. Negative information on your credit report can be detrimental for years. Wonder how long hard inquiries stay on your credit report?… Read More

The post How Long Do Hard Inquiries Stay on Your Credit Report? appeared first on Credit.com.

Continue Reading →

No-credit-check Apartments: How To Rent An Apartment With No Credit History

These days, a good credit score is a requirement for everything from buying a home to setting up a cell phone contract. In many cases, it’s also a necessity if you want to rent an…

The post No-Credit-Check Apartments: How to Rent an Apartment With No Credit History appeared first on Crediful.

Continue Reading →

How To Freeze Your Credit After The Equifax Hack

Here’s how you can freeze your credit to avoid fraudulent activity. This is especially important after a hack like the one experienced by Equifax recently.

The post How To Freeze Your Credit After The Equifax Hack appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

Continue Reading →

How to Get Approved for Credit in a Financial Downturn

In a recession it’s common for many people to rely on credit cards and loans to balance their finances. It’s the ultimate catch-22 since, during a recession, these financial products can be even harder to qualify for. This holds true, according to historical data from the Federal Reserve Bank of St. Louis. It found that […]

The post How to Get Approved for Credit in a Financial Downturn appeared first on Good Financial Cents®.

Continue Reading →

National Get Smart About Credit Day

Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldn’t be utilized. While some were privileged enough to understand the…

Full Story

The post National Get Smart About Credit Day appeared first on MintLife Blog.

Continue Reading →

How to Build Credit with Fingerhut

If you’ve been wanting to make a big purchase, but your credit is less than spectacular, you might have looked into Fingerhut as an option.  Fingerhut is an online catalog and retailer that showcases a multitude of products. On this website, customers can shop for anything from electronics to home décor to auto parts. Fingerhut […]

How to Build Credit with Fingerhut is a post from Pocket Your Dollars.

Continue Reading →

New PUA Rules: Don’t Miss These Unemployment Deadlines

The second stimulus package is tightening the rules for millions of gig workers, independent contractors and self-employed workers receiving unemployment aid. On Dec. 27, the $900 billion stimulus package extended Pandemic Unemployment Assistance, a critical benefits program for folks who don’t typically qualify for regular unemployment aid. The deal lengthened PUA benefits for at least […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Continue Reading →

By: Jeanine Skowronski

In reply to <a href="https://www.credit.com/blog/ways-a-debt-collector-may-be-breaking-the-law-18624/#comment-122823">Anita Miller</a>. Statute of limitations on debt vary by state and there are complexities beyond that, particularly with regard to credit card debt, so you may want to consult a consumer attorney if you have questions. Something very important to note: Failure to show up in court could result in a summary judgment against you — which can lead to garnishment. So it's in your best interest to appear in court. You can bring your credit reports to support your case. Again, a consumer attorney could provide more help. Some more info here: https://www.credit.com/debt/statutes-of-limitations/ http://blog.credit.com/2015/04/7-things-you-need-to-know-about-the-statutes-of-limitation-for-debt-114442/ http://blog.credit.com/2013/08/sued-by-your-credit-card-company-67822/ Thanks, Jeanine

Continue Reading →

Fall in Love with Your Credit Score

With Valentine’s Day around the corner, you’re probably thinking about your plans for the big day. Whether you’re celebrating with your significant other or friends, love is definitely in the air. But do you feel that love for your credit score? That’s right—it’s time for you to fall in love with your credit score. And we’re here… Read More

The post Fall in Love with Your Credit Score appeared first on Credit.com.

Continue Reading →