7 Money Steps to Take Before 2021

With the end of the year rapidly approaching, it’s a good time to take stock of your financial situation as you head into 2021. 2020 has been a strange year, and a difficult year for many people. With many people’s…

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Here Are The Best Student Loans of 2021

The best student loans can help you earn a college degree that will lead to higher earnings later in life. They also come with low interest rates and reasonable fees (or no fees), which will make it easier to keep costs down while you’re in school and once you’re in repayment mode. For most people, […]

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Financial Advice Keeping You Broke & In Debt

The post Financial Advice Keeping You Broke & In Debt appeared first on Penny Pinchin' Mom.

Financial advice is great – when it is the right type of advice.  There are tips and strategies that can make you money.  However, there is also a lot of advice that will do nothing but keep you broke and in debt.  These are things you don’t want to listen to. I remember when I … Read More about Financial Advice Keeping You Broke & In Debt

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Late Payments, Credit Scores and Credit Reports

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]

Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.

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Credit card mistakes to avoid – The Points Guy

Editor’s note: This is a recurring post, regularly updated with new information. Credit cards have the potential to be an incredibly valuable financial tool you can use to hit your goals. Whether you want to save money on your monthly bills, earn rewards for free travel, upgrade your travel experience or a mix of all …

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What is Credit Card Churning? Dangers and Benefits

Credit card issuers have consumers right where they want them, lending money at high-interest rates and earning money from many different fees. Even reward cards benefit the issuers, because all the additional perks and rewards they provide are covered by the increased merchant fees, which essentially means the credit card company offers you extra money to incentivize you to spend, and […]

What is Credit Card Churning? Dangers and Benefits is a post from Pocket Your Dollars.

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[More Targeted] FAQ About Those New AmEx Offers Released Today

Update 1/17/21: reader Adam reports finally getting these offers to show up today; he had applied on 11/1/20, and these offers weren’t originally showing for recent cardholders, but they’ve now apparently did a new release to some of those newer cardholders. Update 1/5/21: Added what happens when you make a $100 purchase for Home Depot […]

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5 Credit Cards for the Avid Nature-Lover

[UPDATE: Some offers mentioned below have expired and/or are no longer available on our site. You can view the current offers from our partners in our credit card marketplace. DISCLOSURE: Cards from our partners are mentioned below.] If the great outdoors is your ideal destination, the world is full of opportunities for your next vacation or weekend… Read More

The post 5 Credit Cards for the Avid Nature-Lover appeared first on Credit.com.

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Tips to Consolidate Credit Card Debt

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer. … Continue reading →

The post Tips to Consolidate Credit Card Debt appeared first on SmartAsset Blog.

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How Long Do Hard Inquiries Stay on Your Credit Report?

Your credit report offers valuable insight into your financial history and affects most of your financial future. Everything from whether you get approved for a mortgage to what your credit card interest rate will be balances on your credit score. Negative information on your credit report can be detrimental for years. Wonder how long hard inquiries stay on your credit report?… Read More

The post How Long Do Hard Inquiries Stay on Your Credit Report? appeared first on Credit.com.

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