Inheriting property or other assets typically involves filing the appropriate tax forms with the IRS. Schedule K-1 (Form 1041) is used to report a beneficiaryâs share of an estate or trust, including income as well as credits, deductions and profits. … Continue reading →
The post A Guide to Schedule K-1 (Form 1041) appeared first on SmartAsset Blog.
This past November, my boyfriend and I were lucky enough to buy our first home â even with student loans and an ongoing pandemic. Not even COVID-19 could dull the thrill of buying a home, though it did make it an incredibly sterile process (pun intended). Even though I write about mortgages and buying a […]
The post 3 Things No One Tells You About Buying a House appeared first on The Simple Dollar.
If youâre looking to advance your career or pivot to a new industry, then youâre probably checking out ways you can beef up your resume. Maybe youâre considering an MBA, a bootcamp, or browsing upcoming conferences. Or perhaps youâre considering…
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The post How Microlearning Can Level Up Your Knowledge appeared first on MintLife Blog.
Baking soda mixed with hydrogen peroxide is a great cleaner for lots of household objects, and it’s also a safe and effective cleaner when it comes to cleaning gold, silver, and costume jewelry. For best results, make a by adding drops of hydrogen peroxide to the baking soda, then rub gently on your jewelry. Rinse off and wipe dry. It gets rid of dirt, grime, and body oils, and leaves your gold and silver sparkling.
If your silver jewelry is starting to look a little dull or needs polishing, stick it in a bowl with a few tablespoons of baking soda and a square of aluminum foil. Let it sit for about 30 minutes, then wipe clean. The aluminum acts as a catalyst for ion exchange, a process that will make the tarnish transfer from your silver to the baking soda. This is the magic of science, folks!
Wondering how to keep your beautiful jewelry looking like the first day you wore it? Gentle dishwashing detergent and water plus a soft cloth can clean rubies, amethysts, citrines, emeralds, sapphires, and garnets. Diamonds can be washed similarly: Fill a small pot with a cup of water, plus a teaspoon of dishwasher detergent. Add your diamonds, bring the water to a boil, then turn off the heat and let the pot sit until it cools. Once it’s cool (but not before), carefully remove your jewelry and rinse.
Just make sure to wash each piece separately to avoid chipping.
See also: 12 Surprising Personal Uses for Baking Soda
Here’s the recipe that we received from reader Madelyn Jessup, which her mother always used to wash her gold jewelry: Mix 1 teaspoon dishwashing liquid with ½ teaspoon ammonia and 1 cup warm water. Dip the jewelry into the solution for 10 seconds, and use an old toothbrush to brush off any marks. Your gold will look sparkling new!
The easiest way to clean emeralds, diamonds, rubies, and sapphires may be with club soda. Place your jewelry in a glass of it overnight and they will shine like new in the morning.
Related: 6 Clever Hacks to Solve Jewelry Mishaps
Because they’re so fragile, pearls shouldn’t get wet—and can’t be cleaned with normal jewelry cleaners. Instead, use vegetable oil. Dab some oil on a soft cloth, then gently rub on each pearl. Let the vegetable oil dry overnight, then buff with a soft cloth to remove dust and oils that can make pearls look dull over time. The best way to care for a pearl (or coral) necklace is to wear it regularly—oils from your skin add a gentle luster.
Clean costume or inexpensive jewelry by dropping two Alka Seltzer tablets into a glass of water. Immerse jewelry for about five minutes and pat dry with a clean towel.
These stones should never get wet: Since turquoise, opals, amber, and marcasite are porous stones, never immerse them in water. Instead, polish them with a soft, dry chamois (clean claws with a soft bristle brush). Wipe with sweet almond oil to remove any grease marks, if desired.
Just for fun: How to Insure Jewelry and Expensive Gifts
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It seems pretty normal to me now but people still drop their jaws when I tell them weâve paid over $45K on our loans in less than a year. We still have a year to go and most days I…
The post How We Paid Off Over $45K of Debt in 11 Months appeared first on Modern Frugality.
This page may include affiliate links. Please see the disclosure page for more information. If you have a lot of debt or different types of debt, then a debt consolidation loan might sound like a good idea. However, if you have low credit, you may not have many options. The good news is, you can still get…
The post A Debt Consolidation Loan Will Not Fix Your Bad Money Habits appeared first on Debt Discipline.
When a debt exists there are two parties involved â the creditor, who is the source of the loan, and the debtor, who is the receiver of the loan. If you are a debtor whose…
The post Should I Pay the Debt Collector or Original Creditor? appeared first on Crediful.
Everyone wants to have more money, less debt, and greater financial freedom, but very few will attain it. Simply telling yourself that youâll earn more cash and clear more debts isnât enough to realize those goals, but writing those tasks down, setting realistic targets, and steadily working towards them can significantly increase your chances. Nothing […]
Set Financial Goals for Yourself is a post from Pocket Your Dollars.
Refinancing your student loans can make good financial sense, and thatâs especially true if your current loans are stuck at a high-interest rate. With a new loan at a lower APR, you could save a bundle of money on interest each month and ultimately pay your student debt off faster. Consolidating several loans into one […]
The post The Best Student Loan Companies For Refinancing appeared first on Good Financial Cents®.
The post Six Simple Tips To Help You Pay Off Debt Quickly appeared first on Penny Pinchin' Mom.
Everyone wants to get out of debt fast. But the reality is that it took you time to get into debt, so it may take a while to get it paid off. But, that doesn’t mean it needs to take you forever to become debt free. Debt can cause a lot of stress and financial … Read More about Six Simple Tips To Help You Pay Off Debt Quickly
The post Six Simple Tips To Help You Pay Off Debt Quickly appeared first on Penny Pinchin' Mom.