A Guide to Schedule K-1 (Form 1041)

Inheriting property or other assets typically involves filing the appropriate tax forms with the IRS. Schedule K-1 (Form 1041) is used to report a beneficiary’s share of an estate or trust, including income as well as credits, deductions and profits. … Continue reading →

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Six Simple Tips To Help You Pay Off Debt Quickly

The post Six Simple Tips To Help You Pay Off Debt Quickly appeared first on Penny Pinchin' Mom.

Everyone wants to get out of debt fast.  But the reality is that it took you time to get into debt, so it may take a while to get it paid off.  But, that doesn’t mean it needs to take you forever to become debt free. Debt can cause a lot of stress and financial … Read More about Six Simple Tips To Help You Pay Off Debt Quickly

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Tips for purchasing the best wine when using your Amex Offer

At the virtual TPG office, there’s been a lot of discussion about wine recently — and not just because the first two weeks of the year have been, well, a lot. No, the real reason we’re talking about wine every morning is the spate of credit card offers for wine delivery. For more TPG news …

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How Does Cash Back Work?

Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer. … Continue reading →

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New to Market: Matt Damon’s Zen Los Angeles Home Asks $21 Million

The actor is ready to part ways with his Pacific Palisades digs, a Zen-inspired architectural gem with striking features and Instagram-worthy interiors. More

The post New to Market: Matt Damon’s Zen Los Angeles Home Asks $21 Million appeared first on Fancy Pants Homes.

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How to Explain a Gap in Your Résumé

My first job out of college was with a recruiting firm run by three women who had nearly a hundred combined years of experience in the workforce. They taught me everything I needed to know about how to read resumes, including the warning signs to look for. A gap in employment was, according to them, the kiss of death.

Today, a hot minute and three U.S. presidents later, I truly believe that wisdom is as outdated as my prom dress. It was fine in the moment, but the moment has passed.  

Each of us is complex and unique, and our personal stories should reflect that.

The rules of employment history have changed, and the story you craft about your timeline is yours. Whether your employment gap happened because of a layoff, becoming a caregiver, taking a sabbatical, exploring entrepreneurship, or even just a mental health break, let's talk about how you can own that gap in a way that will want a prospective employer wanting more of you!

1. Lead with transparency

As poet Walt Whitman said, “I am large. I contain multitudes.” Each of us is complex and unique, and our personal stories should reflect that. There are no right or wrong plot points as long as each point is truthful.

When capturing your history (employment and otherwise) on your resume, be honest and transparent. There's no need to flag a gap in employment in bold print, but neither should you try to hide it.

Our journeys are complex and diverse. The trend toward inclusion will only grow in 2021. And beyond diversity in terms of race and gender, I believe companies are ready to lean into a diversity of experiences in the workforce. Companies must look beyond the traditional one-directional career path, and search for talent whose life experience reflects that of their customers.

Beyond diversity in terms of race and gender, I believe companies are ready to lean into a diversity of experiences in the workforce.

So don’t be ashamed of revealing your lived experiences, from caregiving to travel to taking time to pursue a passion. Transparency upfront will help you begin the conversation with a prospective employer on the right foot.

2. Reflect on your gains

Maybe you opted out of the workforce for a year to care for a child or parent or to travel the world. Or perhaps you were laid off in an economic downturn. Whatever your reason and whatever the cause, you were still a person living in the world during this time. Your experience may not have been “work experience,” but this is where life experience gets its time in the sun.

When I spent 2007 at home with my newborn daughter, there were days—many days—that left me feeling like my brain had turned to mush. Baby Beluga had become my theme song and I was spending days calculating ounces of milk digested and … processed. (Yes, I mean poops).

This is where life experience gets its time in the sun.

But as I started gearing up for a job search in 2008, I pushed myself to reflect on the gift of that year. Certainly, it was a privilege just to be with my infant daughter. But it had also given me some new skills and perspective. 

Time management and prioritization become finely tuned when your baby’s naps are suddenly your only windows of productivity. I had become part of a new demographic—parents—which broadened my perspective not only on the world but on any company’s potential customer base.

Oh, and my ability to experience failure but keep on keeping on? That expanded immensely. I screwed up daily with sleep training and sign language and all the mothering things. But I also persisted because I had a new responsibility to manage.

These were some of my reflections. I challenge you to define your own.

Think expansively about how this time has added in any way to the multitudes you contain. It is now a part of your story to shape and own.

Maybe you were laid off during the pandemic. You’re not alone. And remember, you’re leading with transparency. You don’t have to pretend the layoff was some grand gift. You’re allowed to experience disappointment. But shift quickly into considering what you gained during the weeks or months of not being employed.

What have you spent time doing? Being with family? Caring for a loved one? Supporting a working partner? Have you taken any classes? Picked up a new certification? Learned to cook? Think expansively about how this time has added in any way to the multitudes you contain. It is now a part of your story to shape and own.

3. Craft the narrative

So now, armed with insight and reflection, it’s time to craft the story you will proudly tell any prospective employer. This is your chance to package yourself as the most irresistible product on the job market.

I’ve always loved the commencement address Steve Jobs delivered at Stanford back in 2005, during which he said:

You can’t connect the dots looking forward; you can only connect them looking backward.

Steve Jobs

So, as you look back at the totality of your experience—work and life—what is the story you want to tell that makes you the most compelling candidate? How will you choose to connect the dots and help your potential employer see the complete picture?

In 2008, I showed up in interviews not as a new mom hoping desperately for anyone to give me a chance, but as a person with a broad perspective to offer. I still had my pre-baby skills and experiences, but now I could apply a keen ability to prioritize, to think critically about what should command my focus, to learn from failure, and to be successful without having control over a situation.

My conversations with hiring leaders painted this picture of me. I made sure to bring in examples of both work and parenting experience. It made me real and whole. And it ultimately won me a great job.

So, what’s the story you’ll tell? Maybe being laid off taught you that things can change on a dime, which has challenged and enhanced your agility. Maybe you used your time to take classes, brush up on skills, and add a certification. 

Prepare examples of how these insights and added skills will deliver value for your next employer. How lucky they will be to have you!

4. Fake it till you make it

I stand by the logic of everything I’ve said thus far. But there is so much more than logic at play here. There's ego and emotion and anxiety and lots of other messy human things. I’ve lived through, and overcome, all of that. Some days I’m still overcoming it.

Confidence is something that will grow over time. But don’t wait for it; cultivate it.

Are you wondering how I managed to show up with so much confidence after spending a year away from the corporate world? Then let me tell you my secret: It wasn’t confidence at all! It was all my fear and anxiety hidden behind a smile and a firm handshake. (Remember those?)

Confidence is something that will grow over time. But don’t wait for it; cultivate it. For now, if you’re struggling to access confidence, then just play the part. You’ll be amazed at how quickly the real thing will follow.

And there you have it. Yes, whole, complex, messy you. So practice your most confident smile, prepare your firm handshake, brush up your résumé, and get ready to pound the pavement.

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‘Our Dream Home Failed Inspection’: A Warning to Buyers

There was so much to love about this old house—that is, until a home inspection revealed some scary secrets. Here’s what other home buyers should know.

The post ‘Our Dream Home Failed Inspection’: A Warning to Buyers appeared first on Real Estate News & Insights | realtor.com®.

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16 Good Jobs for Teens (Plus Business Ideas!)

If you’re a teen looking for a job (or a parent helping your teen find a job), you’re in luck! Most people know that 16-year-olds can work in a variety of stores and restaurants. However, some companies will hire teens as young as 15, and sometimes even as young as 14. We’ll share where you should look if you’re a teen looking for ways to earn your own cash.

Here are some of the more well-known jobs that employers hire 14 and 15-year-olds for.

Jobs for 15-year-olds

There are a few companies willing to hire teens as young as 14 or 15. We’ll focus on a few industries that hire 15-year-olds first.

Restaurant Worker

Fast food and casual restaurants often hire teens as young as 15. For instance, Boston Market is a casual restaurant chain with over 450 locations in the United States. Some of the job positions they might hire 15-year-olds for include busboy/busgirl jobs and cleaning crew.

Grocery Store Worker

Some grocery stores will hire 15-year-olds to work as a cashier or stock person. Hy-Vee is a national grocery store chain with nearly 250 locations in states such as Iowa, Minnesota, and Illinois.

Note that not all Hy-Vee stores hire 15-year-olds. Check with your local Hy-Vee location and talk with the manager there.

Movie Theater Worker

As a movie theater worker, you might sell tickets, take tickets, work in concessions or do theater cleanup. The AMC movie theater company has locations throughout the U.S and often hire teens as young as 15. As with Hy-Vee, locations are independently managed and many locations will hire 15-year-olds, however not all locations do.

Amusement Park Worker

Six Flags amusement parks and other amusement parks commonly hire teens as young as 15. There are a variety of job positions available such as park cleaner, store cashier, food service jobs and ride operators.

Check with your local Six Flags or other amusement parks to see what types of job positions are available for 15-year-olds.

Lifeguard

The American Red Cross lets teens as young as 15 get certified for service as a lifeguard. If you’re interested in this type of job, talk with hiring managers at local pools and beaches.

If they’re willing to hire a certified lifeguard at 15, get your certification through your local Red Cross or online.

Jobs for 14-year-olds

Some industries, although not many, hire 14-year-olds. There are a variety of restaurants and stores that hire 14-year-olds. Some of the jobs you might do in a restaurant at 14 include cleaning, cashiering, and food preparation.

The following restaurants often hire teens as young as 14. Note that the hiring age can vary by location.

  • Baskin Robbins
  • Ben and Jerry’s
  • Bruster’s Real Ice Cream
  • Chick-Fil-A
  • Culver’s
  • Dairy Queen
  • McDonald’s
  • Rita’s Italian Ice

Grocery stores also hire teens as young as 14 at times. Again, each location may vary on the hiring age based on management preference and state laws. But the following grocery stores have been known to hire 14-year-olds.

  • Giant Eagle
  • Giant Food
  • Kroger
  • Publix
  • Winn Dixie

If you want even more ideas for jobs for teens check out this list.

Not interested in working for a company? Try this next idea on for size.

Businesses you can start as a teenager

What if you want a job as a teenager but you want something different? How about starting your own business?

One of the keys to operating a successful business is to “underpromise and overdeliver.” In other words, do a better job than what you agreed to do and make the customer extra happy they hired you.

Here are some business ideas that anyone age 14 or up can start.

Tutoring

Are you smart in school subjects such as English, reading, math or science? How about working as a tutor for other students your age or younger?

Advertise your skills to parents of other children in your area, or on social media outlets. Set a rate of pay; most tutors charge by the half-hour or by the hour.

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7 Myths About Work From Home Jobs & What It’s Really Like

I have been working from home or while traveling full-time since around 2013, and since then I have heard so many myths about work from home jobs. Some of the things that I’ve heard over the years include: “Working from home must be boring.” “You must have so much free time to get chores done!” […]

The post 7 Myths About Work From Home Jobs & What It’s Really Like appeared first on Making Sense Of Cents.

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